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Version: 4.0.2

Indonesia

Overview​

This page describes payment methods available when processing payments with DMG in Indonesia.

Cards​

The Card payment method is the most widely accepted payment method and is supported in most countries. We support the following card types in Indonesia:

  • Mastercard
  • Visa

Accepted card types will appear on the SDK as per the merchant's configuration in the DMG Merchant Dashboard.

Virtual Account​

Streamline business-to-business (B2B) payments with Virtual Account, a secure and cost effective payment method. Issue unique, virtual accounts to your customers, simplifying invoice payments and reconciliation. The key features of Virtual Account include:

  • Unique Virtual Account Numbers: Generate single-use account numbers for each payment
  • Secure and Controlled: Set expiration date, track and aggregate customer payments and know when full amount is received
  • Automated Reconciliation: Easily match transactions and payments
  • Cost effective: offer customers with a cost effective payment method

Virtual Account configuration will appear on the SDK as per the merchant's configuration in the DMG Merchant Dashboard.

Wallets​

Wallets are a convenient way to pay online without having to enter your credit card details each time. We support the following wallets:

  • Dana
  • Shopee
  • OVO

Accepted wallets are displayed on the SDK as per merchant configuration in the DMG Merchant Dashboard.

BI Fast​

BI Fast is an efficient, Government-backed payment system designed to facilitate secure, affordable, and real-time fund transfers in Indonesia. It simplifies transactions for businesses and customers alike, promoting financial inclusion and supporting Indonesia's digital economy goals.

The key features of BI Fast include:

  • Real-time transactions: Process payments and fund transfers instantly, ensuring immediate availability of funds.
  • 24/7 availability: Operates round-the-clock, enabling transactions at any time, including weekends and public holidays.
  • Secure and reliable: Backed by Bank Indonesia, BI Fast employs stringent security measures to protect transactions.
  • Wide accessibility: Available across participating banks, supporting a broad range of users and ensuring widespread interoperability.

BI Fast provides businesses with a fast, seamless, and economical payment solution, complementing the QRIS system to enhance Indonesia's payment ecosystem.

QRIS​

Simplify and unify your payment acceptance with QRIS, a standardized QR code payment method designed for interoperability and convenience. Accept payments from various platforms with a single QR code, making transactions seamless for both merchants and customers.

The key features of QRIS include:

  • Single QR code for all platforms: Accept payments from multiple banks and e-wallets using one QR code.
  • Interoperability: Works across various payment providers, ensuring compatibility and ease of use.
  • Real-time transactions: Process payments instantly with real-time confirmations.
  • Government-backed security: A secure payment method endorsed by Bank Indonesia, promoting digital inclusion.

QRIS empowers businesses to offer a convenient, cost-efficient, and standardized payment experience to customers.